TERMS OF USE

1. Acceptance of Terms

By accessing or using HealthOfferConnect.com, you agree to be bound by these Terms of Use and Disclaimer. If you do not agree to these terms, please do not use this service. These terms apply to all visitors and users of HealthOfferConnect.com, regardless of whether they submit information through the form.

2. Service Description

HealthOfferConnect.com, operated by OfferAxis, LLC, is a platform designed to connect individuals with health insurance options and related services. We collect information from users and forward this to partnered insurance providers who may contact you about their services. Our role is to facilitate connections between users seeking health insurance and insurance providers.

HealthOfferConnect.com, is not an insurance company, healthcare provider, or medical service. We do not offer, endorse, or guarantee any specific insurance plans, medical services, or healthcare. Our service is purely for informational and connection purposes.

3. User Eligibility and Responsibilities

3.1 You must be at least 18 years old to use this service.

3.2 You agree to provide accurate, current, and complete information.

3.3 You are responsible for maintaining the confidentiality of any account information.

3.4 You agree not to use the service for any unlawful purpose or in any way that could damage, disable, or impair the service.

3.5 Providing false or inaccurate information may result in termination of service and potential legal consequences.

3.6 You understand that insurance providers might require additional personal information, such as your Social Security Number, for identity verification and regulatory compliance purposes. This information is necessary for providing accurate quotes and processing applications.

4. Privacy and Data Use

Your use of HealthOfferConnect.com is also governed by our Privacy Policy. By using this service, you consent to the collection and use of your information as outlined in the Privacy Policy.

5. Intellectual Property Rights

5.1 All content on HealthOfferConnect.com, including but not limited to text, graphics, logos, and images, is the property of OfferAxis, LLC, and protected by United States and international copyright laws.

5.2 You may not reproduce, distribute, modify, or create derivative works from any content without our express written consent.

6. Limitations of Liability

6.1 OfferAxis, LLC, and HealthOfferConnect.com are not responsible for any actions, advice, or services provided by the insurance providers we connect you with.

6.2 We do not guarantee that an insurance provider will contact you or offer you coverage. We do not endorse or guarantee any specific provider.

6.3 To the fullest extent permitted by law, OfferAxis, LLC shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages resulting from your use or inability to use the service.

6.4 Examples of damages for which OfferAxis, LLC shall not be liable include, but are not limited to: loss of profits, loss of data, loss of use, cost of procurement of substitute goods or services, or any indirect, incidental, punitive, special, or consequential damages.

7. Disclaimers

7.1 No Insurance Provider Relationship: Submitting information through HealthOfferConnect.com does not create a relationship with any insurance provider, HealthOfferConnect.com, or OfferAxis, LLC.

7.2 Not Insurance Advice: HealthOfferConnect.com does not provide insurance advice. Any information provided is for general informational purposes only.

7.3 No Responsibility for Provider Actions: We are not responsible for the actions, advice, or services of the insurance providers we connect users with. We do not endorse or recommend any specific provider.

7.4 Consent to Contact: By submitting your information, you consent to be contacted by one or more insurance providers regarding potential coverage.

7.5 As Is Provision: The site and its content are provided "as is" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

7.6 Compensation Disclosure: HealthOfferConnect.com may receive compensation from insurance providers for advertising their services or when you complete a form. However, we don't influence the offers you receive. Our site and the opportunities therein may not be accessible in all states, and availability may change without notice.

8. Indemnification

You agree to indemnify and hold harmless OfferAxis, LLC, its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of the service or violation of these terms.

9. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of Florida, without regard to its conflict of law provisions. You agree to submit to the personal jurisdiction of the courts located within Pinellas County, Florida for the purpose of litigating all such claims.

10. Modifications to Terms

We reserve the right to modify these Terms at any time. Your continued use of the service after any changes indicates your acceptance of the new Terms. Users will be notified of any material changes to these terms via email or a prominent notice on our website prior to the change becoming effective.

11. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect and enforceable.

12. Entire Agreement

These Terms constitute the entire agreement between you and OfferAxis, LLC, regarding the use of HealthOfferConnect.com.

13. TCPA Compliance

By providing your telephone number and submitting the form on HealthOfferConnect.com, you expressly consent to receive telemarketing calls and text messages from our partnered insurance providers, including through the use of automated technology or prerecorded voice and us. You understand that consent is not a condition of purchase or use of any service. You may revoke this consent at any time by contacting us at support@offeraxis.com.

14.1. Arbitration Agreement

14.1 Any dispute, claim, or controversy arising out of or relating to these Terms or the use of HealthOfferConnect.com shall be resolved by binding arbitration rather than in court, except that you may assert claims in small claims court if your claims qualify.

14.2 The arbitration will be conducted by the American Arbitration Association (AAA) under its rules, which are available at www.adr.org or by calling 1-800-778-7879.

14.3 The arbitrator's award shall be final and binding on all parties.

14.4 We each agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.

14.5 Any arbitration proceedings will take place in the city of St. Petersburg, Florida unless otherwise agreed upon by both parties.

15. Class Action Waiver

You agree to waive any right to participate in a class action lawsuit or class-wide arbitration against OfferAxis, LLC, or its affiliates related to your use of HealthOfferConnect.com.

16. Accessibility Statement

OfferAxis, LLC is committed to making HealthOfferConnect.com accessible to all users, including those with disabilities. We strive to meet Web Content Accessibility Guidelines (WCAG) 2.1 Level AA standards. Our efforts include, but are not limited to:

If you encounter any accessibility issues or have suggestions for improvement, please contact us at support@offeraxis.com. We take all feedback seriously and will respond within 5 business days. We are committed to ongoing accessibility improvements as part of our website maintenance and upgrade processes.

17. Force Majeure

Neither party shall be liable for any failure or delay in performance under these Terms (other than for delay in the payment of money due and payable hereunder) for causes beyond that party's reasonable control and occurring without that party's fault or negligence, including, but not limited to, acts of God, acts of government, flood, fire, civil unrest, acts of terror, strikes or other labor problems, computer attacks or malicious acts, such as attacks on or through the Internet, any Internet service provider, telecommunications or hosting facility. Dates by which performance obligations are scheduled to be met will be extended for a period of time equal to the time lost due to any delay so caused.

By using HealthOfferConnect.com, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and Disclaimer.

Last updated: 08/24/24